Paid Surveys - Why You Shouldn't Pay Anything To Do Surveys For Money?

You have probably discovered by now some sites that offer you the opportunity to earn money by doing paid surveys online. These sites claim you can make significant monthly income and can provide you with a list of market research sites you must join in order to receive surveys and get paid. The only catch is that you must pay some fee (usually 20$ to 30$) in order to lay your hands on their list of "proven" market research companies.

Creating a database of survey sites does take a lot of work, effort and time and it may sound reasonable to set up a price for it and many people agree with this. If you do appreciate this work and wish to buy this list, feel free to do so but at least read this article to know what you should seek on such sites and how to determine if you are on a legitimate site, or not. Use your own judgement. I, for myself, prefer free opportunities.

According to some online resources relating paid surveys, no respectful company would ever ask for any sign-up fee for granting you the opportunity to work for them. Such a company would have no need to conceal their address and telephone number on their website.

As you can see, legitimate membership survey sites should be free and should not conceal their street address and telephone number on their websites. Since most of these sites are not free, they should have a correct contact information and state on their websites or in their terms the requirements for participation and the real possibilities of making money. They should also have a refund policy in case you don't earn anything and honor it. You'd be surprised as how many refunds are not honored.

That is why you should do a research on your own about a site you wish to purchase a list from. Try to find everything you can about positive and negative experiences and then decide what will be the best thing to do. Especially check if they honor their refund policies. There are a lot of scams out there.

In my opinion I don't believe you should pay anything to access these lists and here is why. Although it is possible to earn a lot of money and cover your investment "fee", it is also possible never to earn any money. Why is that?

Paid surveys are not for anyone. They are conducted by a market research companies on behalf of some large company seeking to improve sales and willing to invest certain sum of money in the market research. Since they are spending quite large amounts of money, they can't afford to waste it, so they will target their research to population which brings them most profit. So if you do not live in the USA, Canada, UK, Australia, or some other developed country, you'll probably never make any money from surveys. Even survey companies that claim to be available worldwide are very often restricted to some countries.

Besides your demographic location on most survey sites you have to fill in your profile based on your age, interests, education, income, etc. The number of surveys you will get will mostly depend on your profile. If your profile fits the required target population you'll get more surveys and more chances to earn money. It is also possible that your profile will not fit in and you'll rarely have an opportunity to complete paid surveys.

There are also other reasons why you shouldn't pay anything to access market research companies:

You will be paying for something you can easily have for FREE! These membership sites are only selling information anyone can get. Sites that conduct market research are not hidden. They need as many possible members as they can find, so they will not ask for any fee. You can join all of them and never pay a dime.

Many market research companies have affiliate programs to help them recruit new members. Therefore if someone introduces you to a survey site, he/she will get paid for it and there is no real justification in asking for any more money from you.

These sites usually don't have a refund policy, so if you don't earn anything with surveys, you won't be able to ask for a refund. It is more likely that they have a refund policy, but do not honor it. This is typical for scam sites and that is why it's very important to do some researching first.

There are a lot of free lists of survey sites you can join and earn money if you qualify. You can test them out and see if they work for you or not and you won't have to pay anything. Here is one of them: http://www.nettrafficsecrets.com/surveys/list_of_surveys.html

You probably won't earn enough to quit your daily job with paid surveys, but they can help you get some extra money. And remember - you don't have to pay anything to access these sites.

This article was written by Jaksa Dubljanin. Visit his site: Internet Traffic Secrets located at http://www.nettrafficsecrets.com<. You have full rights to republish this article on your site as long as the resource box and article body remains intact and with all links clickable.

My Payday Loan Survey shows Customers are happy about payday loans

My Payday Loan - part of MEM Consumer Finance Ltd ? held its first customer survey with one hundred customers being asked for their comments on the cash advance business.



The comments ranged from praise for the ease of the service to dispelling some of the myths about short term borrowing. A selection of the customer comments follow, with customers? details excluded or amended for the sake of privacy.



?I first came across My Payday Loan after a friend suggested I look there for going out cash at the end of the month rather than coming to him all the time! Using My Payday Loan meant that I could go out over the weekend rather than stay in when all my friends were having fun. As I was able to pay it all back in one go, the charging structure on the loan was very easy to understand and cost less than if I?d used cheques to go over my overdraft limit?.

I.G, 22, Bedford



?I normally budget for my month really well ? I know what I?ve got going in and coming out so I know how much cash I?ve left to spend. That was until my car got pranged at a junction and I had to find ?100 excess or be off the road until payday. Fortunately, I?d read about My Payday Loan on a press release (I work in financial PR) and looked them up on the web. I applied online, sent my paperwork across and was called later to be told my money would be in the account by close of business that day. It was amazingly quick and efficient and cost me less than having to miss work for a couple of days while I arranged an extension on my overdraft before getting a hire car. Thank you, My Payday Loan for being there when I needed?.

J.M, 31, Stockport



?My girlfriend saw this great deal for a weekend away but neither of us had the cash to afford it then and there ? we?d both been shopping for new clothes during the month so we?d spent our spare money and were up to our credit card limits. I don?t know why but I did a web search for ?money before payday? and there were quite a few sites. My Payday Loan was by far the most professional and so I applied to them. That professionalism continued when I was called by their customer services team to talk about my needs and confirm I was approved for the loan I needed. My girlfriend and I had a fantastic weekend away together and I was able to pay it all back in one lump sum. It was all really easy as they took the payment automatically as agreed, so I wasn?t bothered by extra phone calls or waiting for cheques to clear before accessing my own money the following month?.

L.R, 29, Cardiff


?I borrowed ?150 from My Payday Loan to give my son when he went travelling. Unfortunately, I was unexpectedly made redundant just before my next payday and so it would?ve been difficult to pay me back in full. I was nervous because you never know about hidden charges or other things loan companies might do. But it wasn?t like that with My Payday Loan. I called their office and was put straight through to a Customer Service Adviser. She explained that I could defer the loan for one month by paying the interest now and then paying the loan in full with interest the following month. This helped but things hadn?t got better by the next month and I thought that this time they?d probably start charging me late fees and the like. They didn?t though but instead helped me break down the payments and gave me the details of a debt management company who could help me in the long term. I felt like they really listened to me and wanted to help me ? something I don?t even get in my own bank now. My Payday Loan not only helped me in the short term but also helped me find the right people to deal with my long term needs. I couldn?t recommend them highly enough?.

H.M, 47, Maidenhead



NOTES TO EDITORS:



Payday loans UK offers loans between ?80 and ?1000 (subject to status) repayable on the customer?s next payday. Payday loans are helpful to people to bridge unexpected financial shortfalls or provide additional funds from time to time as the need arises.



Applying for a payday loan could not be easier ? anyone finding themselves caught unexpectedly short before payday just needs to go online to Payday loans and fill out the bespoke application form which is then automatically processed. The customer is immediately given an indication of whether or not they qualify for a loan and provisionally and for how much they would be approved. They are can then send the necessary documentation across quickly and, if approved, have their funds deposited the same day.



Existing customers have it even easier ? in most cases they can complete loan renewals online, always helpful in the event they need that little extra cash.



My Payday Loan is a trading name of MEM Consumer Finance Ltd, a wholly owned subsidiary of MEM Capital plc.



For more information contact:



Kirsty Auchincloss, COO, MEM Consumer Finance Ltd

Tel: 0871 550 0072

Email: kirsty.auchincloss@mem-cf.co.uk

How To Get Paid For Taking Online Surveys

Would you like to get paid for surveys? Could you use an extra
$300 to $1,000 a month? Did you know you can make good money
filling out online surveys sitting at home in your pajamas?

Did you know companies in the United States spend over $250
Billion Dollars a year trying to convice consumers to buy their
products? That money is spent on advertising as well as
research. If you would like to get paid for taking online
surveys and participating in focus groups or doing phone surveys
then you can make money at home.

Getting paid for surveys is not anything new. For years
companies asked people quesions in malls, on street corners or
by telephone solicitaion. This for the most part did not work
well. I don't know about you, but I walked down the other side
of the mall to avoid getting asked questions by a surveyor. I
never took the time to talk to them on the phone either. I can
remember filling out surveys and mailing them in for rebates or
some small amount of cash.

The internet has changed all of that. Now you can go online and
find surveys you are willing to participate at your leisure. The
nice thing about getting paid to complete surveys is you can do
them around your own schedule. Morning, noon or night there are
companies willing to pay you for your opinion.

Realistically you can expect to average $10-$15 per survey. You
won't get rich, but this can help you make some extra money and
can go up depending on the amount of time you ant to put into
it. If you are interested in making money at home doing surveys
then click the banner below.

There are a tremendous amount of online survey companies to
choose from and unfortunately many of them are only interested
in taking your money not helping you make money. For that reason
we are not going to give you a long list of survey companies,
but rather give you one that has a solid reputation for helping
people get started. Here's who I would suggest you start with
getting paid to take surveys online:

http://www.team-schuman.com/survey-scout.html

Whatever your reasons for needing more money getting paid for
surveys is a legitimate way to do it and thousands of people
around the world already are. Why not you?


Jeff Schuman is the owner of Team-Schuman.Com a make money company.
Team-Schuman.com contains the best of everything you need to
make money online. Their survey website has the Top Ways to get
paid taking surveys online. Get more free information here:
http://www.team-schuman.com/surveys.html